EnFin provides affordable residential solar project loans to homeowners.
EnFin is backed by the leading US solar manufacturer, Qcells, which allows us to offer the best rates to you for your home solar installation.
In just a few simple steps using our online portal, you can have your solar installation funded
Use our simple intake application to see which loan packages you qualify for as you work with your contractor to develop your solar project.
Your contractor will send you a unique application with your project details filled out so all you have to do is provide your personal financial information.
Receive a decision instantly so you can move forward to funding your project.
Sign your contract online. We disburse funds directly to your contractor at pre-arranged milestones during your solar energy system installation.
Easily connect your bank with EnFin for ACH autopay and qualify for a discount on your APR, or pay by check. Sit back and enjoy the benefits of going solar!
Upon contract signing, it can take up to approximately 30 - 60 days for your account number to be created, followed by welcome information and a billing statement.
- Please see the estimated timeline below:
If you have not received any information after this timeframe, please reach out to us at (866) 970-1109
There are no penalties or fees if you decide to pay off the loan early. To request a payoff quote, please log into your online account here or call (866) 970-1109 to speak with a specialist.
No. Borrowers only pay for interest that has already accrued. Prepayments get applied to accrued interest first, and then applied to the principal balance.
View and download your billing statement, payment history, a payoff quote letter, and other
correspondence pertaining to your account here.
As a first option, EnFin recommends for the loan to be paid off. However, at times, the new homebuyer may decide to assume the solar loan. The new homebuyer will be required to go through an application process. To inquire about the transfer process, please call (866) 970-1109 to speak with a specialist. Please reach out at least 30 days in advance of closing on your home sale to begin this process.
EnFin does not place a lien on the home. However, EnFin proceeds with a UCC-1 Filing and a County
Fixture Filing, which will reflect on the property’s title. By doing so, this places a security interest on the solar system property in which EnFin has financed.
If you decide to refinance your home mortgage, please contact us regarding a subordination process. The subordination process allows for EnFin’s security interest on the solar system to be subordinate to the lien on the title of the property upon refinancing. To inquire about the subordination process, please call (866) 970-1109 to speak with a specialist. Please reach out at least 30 days in advance to begin the process.
For information regarding the investment tax credit, please reach out to your tax advisor.
You may be eligible to claim up to 30% of your entire residential solar system cost, as a federal tax return credit. Keep in mind that you will be responsible to make monthly payments starting from your first due date, regardless of if you receive or do not receive a tax credit.
Hatch Bank is EnFin’s chartered financial institution.
Yes. We accept up to two applicants per loan, provided that one or both applicants are listed on title to the property where the solar project is being installed.
EnFin offers residential solar loans and currently does not offer lease options.
Please refer to your signed Loan Agreement (Notification of Cancellation section). If you’d like to inquire further, please contact LoanCancel@EnFin.com
Signing up for access is quick and the most convenient way to keep track of your account. To create your online access, visit our registration page, fill out the form and submit. Enter your information exactly as it appears on your EnFin welcome letter or any other EnFin correspondence. Account access is available to anyone with a loan serviced by EnFin.
You can view your billing statement by logging into your account and clicking Manage Account and then Account Documents. This will give you access to view all billing statements while the loan is serviced by EnFin.
Click here if you have forgotten your password. Just enter your username associated with your EnFin account, and we'll reset your password.
Click here if you have forgotten your username. We can help you figure it out. You will need to provide us with some information so we can verify your account. An email will be sent to the email address on file and provide further instruction.
How do I set up a recurring payment schedule for my account?
- An ACH Autopay schedule can be set up using your checking account information by logging into your EnFin account here.
- EnFin accounts enrolled in an active ACH Autopay will receive a 0.25% APR reduction.
Pay using your checking account, savings account, or debit card by logging into your EnFin account here.
Please call (866) 970-1109 to speak with a specialist:
- Monday through Friday (7:00 AM – 7:00 PM CT)
Pay using your checking account, savings account, or debit card with a specialist.
- Please have your account number available.
Detach and include the bottom of your billing statement, or provide your name and account number on the memo line of your check
Regular payment address:
P.O. Box 679220
Dallas, TX 75267-9220
Overnight payment address:
Attn: Payment Processing
5109 S Broadband Lane, Suite 400
Sioux Falls, SD 57108