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EnFin (“EnFin,” “we,” “our,” or “us”) values the privacy of your information. This Privacy Policy describes how we collect, use, and safeguard the information you provide to us in using our website (“Site”) and our services. Please note our Privacy Policy may be updated from time to time without notification sent out to you. By using this website, you consent to our Privacy Policy.

This website is not intended for children under 13 years of age. We do not knowingly solicit or disclose personal information from children under 13 years of age and are therefore in compliance with the requirements of COPPA (Children’s Online Privacy Protection Act).


What We Collect from You

Depending on the product or service you have with us, we may collect the following information from you:

  • name
  • email address
  • home address and telephone number
  • date of birth
  • social security number
  • driver’s license, passport number, or government issued ID
  • income information
  • credit report, credit score and credit related information
  • recorded telephone conversations with our customer service agents
  • bank account information for ACH set up
How We Use Your Information

We use your information to provide services and products that you request. Additionally, your contact and other identifying information may be used as follows:

  • To process your account registration and application
  • To assess your credit eligibility
  • To protect against fraud and security threats 
  • To verify and authenticate your identity
  • To notify you of other services that may be of interest 
  • To satisfy legal or regulatory requirements or law enforcement requests; and as permitted by applicable law
Sharing Your Information

We may share your collected information with affiliates and third parties in the following ways:

  • To service providers we have established a business-relationship with who may perform website related services such as maintenance, back-up, data storage, advertisements, and more.  Our service providers must maintain confidentiality of your personal information under obligation of their agreement with EnFin.
  • To the extent that we are required to do so by law, we cooperate with government, law enforcement officials, and private parties to enforce the law. 
  • To establish, exercise, or defend our legal rights.
  • To our Affiliates (Businesses controlling, controlled by, or under common control with EnFin) for sharing information about your transactions and experiences.
Protecting Your Data

We have implemented physical, electronic, and procedural safeguards that comply with federal standards to maintain confidentiality and integrity of the Personally Identifiable Information in our possession, and to guard against unauthorized access.

Our policy is to permit employees (employed by EnFin) to access your personal information only if they have a business reason for using such information. Our policy governs the conduct of all our employees and third-party vendors, to safeguard personal information about consumers, and customers we serve or have served in the past. 

While we strive to protect your Personally Identifiable Information, we cannot guarantee absolute security over data transmitted over the internet.

An important part of protecting your information includes steps you should take to protect yourself when using computers to access online services and store information.



We use Cookies and other tracking technologies for various purposes such as fraud prevention, monitoring web sessions, tracking advertisement effectiveness, and more. “Cookies” are small files of information stored by your web browser software.

Cookies can be blocked by changing your Internet browser settings to refuse Cookies. If you choose to block all essential Cookies, you may not be able to access all or parts of the Site.

“Do Not Track” Signals

California law requires we disclose how our Site responds to a “Do Not Track” signal. However, because there is not yet a common understanding of how to interpret Do Not Track signals, we do not currently respond to Do Not Track signals.

Links to Outside Sources

Our Site may contain links to other websites not owned or maintained by us.  This Privacy Policy is only applicable to EnFin and its Site. We take no responsibility for other websites.

Online Privacy Notice Only

This Privacy Notice applies only to that information that we collect through this Site and not to any information that may be collected offline or through other means.


California Consumer Privacy Act

The California Consumer Privacy Act (“CCPA”) states that California residents have specific disclosures of their privacy rights regarding their information. This section describes those rights and how you can exercise them with EnFin. Certain information we collect and use is not subject to the CCPA. Information that you provide to us or that we otherwise collect when you obtain a financial product, as well as information we obtain from or provide to credit reporting agencies, is excluded from the CCPA Rights and this section does not apply to that information. 

Right to Know and Right to Delete

You can request what personal information we have collected, used, and disclosed in the preceding 12 months. You have the right to request the following:

  • The specific pieces of personal information we have collected about you.
  • The categories of personal information we have collected about you.
  • The categories of sources from which the personal information was collected.
  • The business or commercial purpose for collecting the personal information.
  • The categories of third parties with whom we shared personal information.

You can also request that we delete your personal information. However, there may be an exemption to your request if your personal information is required to complete transactions, detect security incidents, comply with legal obligations, or to make internal decisions in a lawful manner that is compatible with the context in which you provided the information. 

Sale of Personal Information

The CCPA defines “sell” to mean selling, renting, releasing, disclosing, disseminating, making available, transferring, or otherwise communicating orally, in writing, or by electronic or other means, a California resident’s Personal Information to another business or a third party for monetary or other valuable consideration. EnFin does not sell personal information as defined by CCPA.


We will not discriminate against you for exercising any of your California privacy rights and we will not deny you goods or services, charge you a different price, or provide you with a lesser quality of goods or services if you exercise any of those rights.


EnFin’s Privacy Notice on sharing personal information can be viewed by clicking below.

Download Privacy Notice


Please e-mail us at and clearly state your request. Include your name, mailing address, e-mail address and phone number.

We will determine if your request is subject to an exception and notify you. If your request is not subject to an exception, then we will then need to verify your identity to comply with your request.  If you submit your request through an authorized agent acting on your behalf, we will require a signed permission or power of attorney.